According to a recent report from the Mortgage Bankers Association, the national volume of homeowners behind on their mortgage payments slightly increased during the second quarter.Overall, the total number of delinquent mortgage loans for one-to-four-unit homes rose to 12.87 percent from 12.84 percent in the first quarter. The total is down from 14.4 percent last year, however. The quarter's percentage of delinquent home loans represents more than 6.3 million mortgages, MBA reports.The rise follows rate declines in recent quarters, which many experts attribute to the shaky economy. This now marks the second consecutive quarter recording an increase in home loan payments more than 30 days past due.MBA chief economist Jay Brinkmann cites the nation's troubled job market as the main contributor to the rising delinquency rate.”It's troubling,” said Brinkmann, who stated the quarterly increased showed “the ultimate impact of the inability to get sustained growth in the jobs market.”According to Brinkmann, the first step to fixing the nation's housing market, which is full of foreclosures causing home prices to drop, is to “stop the bleeding … [which] in this case is the delinquencies.”The Houston real estate market, which has been helped by a steady job sector, has conducted a number of foreclosure sales this summer. According to a recent report from the Houston Association of Realtors, foreclosures represented 19.6 percent of all property sales in July.Courtesy of 2M Realty News?