An individual's income level can go a long way in determining their eligibility for a mortgage. Although the national job market has gained significant momentum so far this year, many new job opportunities are low-paying and could render a household unqualified for homeownership.??In the second quarter, low-income jobs grew nearly 2.7 times faster than mid- and high-income positions, according to a report from the National Employment Law Project. The low-income bracket qualifies as positions that earn between $7.69 and $13.83 per hour and averages close to $20,000 per year.”The recovery continues to be skewed toward low-wage jobs, reinforcing the rise in inequality and America's deficit of good jobs,” said Annette Bernhardt of NELP.Meanwhile, during the past two years, food services, retail and office clerks accounted for an estimated 1.7 million new positions, the report said.Luckily for Houston real estate, Census data indicates that the median household income in Harris County in 2010 was $51,444. This was well above the statewide median income of $49,646 and has made it possible for Houston homeowners to make mortgage payments and keep the local market healthy.??? ???Real Estate News brought to you by 2M Realty, a true expert in the online real estate market.