Looking to Relocate To Texas?

Houston, Texas and its surrounding area has seen a slight decline in sales and home prices but compared to other cities across the country our great town of Houston is doing well.  There are lots of places to visit such as the Space Center, The Aquarium both in downtown Houston, and Kemah. The Houston Zoo. There is also Moody Gardens in Galveston and many other spectacular eating places.

Houston is the workplace for many hospitals and medical research facilities along with the oil and gas industry and Space center facilities.

If you would like more information regarding Houston, Spring, The Woodlands, Lake Conroe please feel free to email me at patti@PattiMace.com (patti null@null PattiMace NULL.com).

Should you get Flood Insurance?

I was reading an article in a real estate magazine “Texas Realtor” regarding flood insurance and wanted to touch briefly on it with you all.  Flood Insurance like earthquake insurance is considered ‘single peril’ insurance and is sold seperately by the Insurance company.  For most people this is an extra expense that they feel is unnecessary until the unforeseen happens and their home floods.

 Most of the time you will find that a home will be located in a 100 year flood zone, but what does that mean? Well, it means that there is a 1% chance that a major flood will occur in any given year, not once in a 100 years as the name implies.

Can a home that has flooded before be covered under flood insurance.. the answer depends on if the home is in an area that participates in the National Flood Insurance Program.   Areas that flooded two consecutive years are considered to be in a flood plain also know as Special Flood Hazard Area (SFHA).  These homes are at a high risk for a major flood event – a 26%+ chance over the life of a 30 year mortgage.  If a home lies within an SFHA the lender will require flood insurance.

Should you get Flood insurance? Statistics show that 25% of the homes that flood come from areas considered to be low to moderate risk. FEMA works hard to redraw the imaginery lines for flood zones.  So it is up to you as a homeowner to decide whether or not to purchase flood insurance just keep in mind that it doesn’t take a major Hurricane like Katrina to flood an area. A slow-moving system can do just as much damage.

If you still are unsure please visit www.floodSmart.gov (http://www NULL.floodSmart NULL.gov) for more information on flood insurance, risk of flood and tips for homeowners.

Talk to you again soon,

Patti

p.s. “People will forget what you said. People will forget what you did.”
“But people will never forget how you made them feel.”

Relocating Tips

It is nerve racking just making the decision to move to a new home. Adding to this the decision to relocate to a different County or State can be straining, mentally and physically on you and the family. This feeling can easily be put to rest with the right approach. The secret to avoiding stress is to remain positive, picture your moving experience as a time of discovery. So remember;
1. Before The Move.

Accentuate the positive. Be upbeat.

Be flexible.

2. During The Move.

Schedule family recreation time to get away from moving stress.

Seek support from friends and family.

Eat regular, well-balanced meals. Hunger amplifies stress.

3. After The Move.

If you or a family member are having difficulty adjusting to your new surroundings after the relocation don’t be shy, consider counseling.

It takes a keen knowledge of the area to pinpoint the homes that supply your “desires” and also meet your “needs.” If you are relocating to Houston or its’ surrounding area (the Woodlands, Spring, Tomball, Magnolia, Conroe, Atascocita, and Kingwood. Please allow me to assist you and your family with your relocating needs. Email me at pattimace@pattimace.com (pattimace null@null pattimace NULL.com) or pattimace@sbcglobal.net or view my blog at http//www.pattimace.com.

Hope to chat with you soon…Patti

 

 

 

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